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Refinance, Make your money go further

The decision to refinance is made when consumers realise their current loan is no longer suited to their financial situation. Wanting a better interest rate, consolidating all debts into one and equity access are just some of the reasons why people choose to do so. Before going ahead with the decision, at SMF we will make sure to do thorough research to see if it’s the right choice for you.

Once you’ve made the decision to refinance, it is imperative to thoroughly consider all the options available to you, to ensure that it is a worthwhile process to undergo. With the competitiveness of the market, there are constantly offers available that cater to all purposes of refinancing.

Refinancing is when you change your current home loan to a new one that satisfies your current financial situation. It can either be done internally (with the same lender) or externally (with a different lender).

The most common reason consumers choose to refinance is to gain better interest rates. However, at SMF we will make sure you tally up all the fees involved in switching loans to see if you are saving a enough to make the process worthwhile.

The amount varies for each individual as it is based on income and current financial situation. Using an online calculator can give you a ballpark amount, but for a more accurate figure, speak to us.

Refinancing can allow you to access the equity of your home to cover major costs such as school fees or a family holiday. It can also allow you to renovate your property which could in turn add to its value.

Let us help you in your first home buy

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